The purpose of this document is for Indlu Finance (Pty) Ltd (Registration number 2001/004176/07) (“Indlu Finance trading as Thuthukani Insurance”) to adopt, maintain and implement a Conflict of Interest Management Policy (“the Policy”) that complies with the requirements of the Financial Advisory and Intermediary Services Act, 37 of 2002 (“FAIS”) and to ensure that objective, unbiased and fair financial services are rendered to clients.